Finding the right real estate financing can feel complex with all the conditions, variable rates, and lender requirements. That’s exactly where I come in. I’m Cosimo Care, a mortgage broker in Ontario and Quebec, and my mission is to make your life easier.
My role? To guide you through every step of your mortgage process—whether it’s a purchase, a pre-approval, a refinancing, or an investment project. With my expertise and network of partners, I help you secure a loan tailored to your financial reality and your goals.
Buying a house, condo, or income property is a major decision. As a mortgage broker in Ontario, I help you compare available offers, understand the terms, and choose the product that fits you best. My goal is to make your transaction smooth and secure, while negotiating a competitive rate with banks and private lenders.
Getting a pre-approval is a strategic step for anyone looking to buy. It lets you know your true borrowing capacity and shows sellers you’re serious. I handle the preparation of your file, analyze your budget, and negotiate the best possible pre-approval to protect your purchasing power.
Mortgage refinancing
Already have a mortgage but the conditions no longer suit you? Refinancing may be the solution. I help you renegotiate your loan to reduce your monthly payments, consolidate debts, or free up funds for your projects. Thanks to my partnerships with several institutions, I can find a more advantageous offer that suits your situation.
Thinking about investing in an income property, a renovation project, or expanding your real estate portfolio? My role is to advise you, assess profitability, and build a solid financing strategy. With me, you maximize your chances of obtaining suitable financing to ensure your investment’s success.
When you work with me, you don’t just get brokerage services, you get comprehensive, human support. Here’s what I offer:
Personalized service
Every file is unique. I take the time to understand your goals and constraints to propose a tailored solution.
Diversified network
I have access to multiple banks, credit unions, and private lenders, allowing me to compare a wide range of options.
Save time and money
Instead of knocking on several doors, I centralize your process and negotiate directly for you.
End-to-end support
I’m present from start to finish, coordinating with the notary, real estate agent, and lender.
Availability and attentiveness
I remain accessible to answer your questions quickly, because I know your project matters.
Take the first step today
Do you have a real estate project? Are you looking for a mortgage broker in Ontario who listens, understands your needs, and truly negotiates on your behalf ? I’m here for that.