It’s important to work with a mortgage broker that has your best interest in mind. Here’s a couple of questions I’d recommend you asking, and the type of answers you should be looking for.
1- Which type of loan is best for me?
Expected answer: you want a mortgage broker that will gather as much information as possible on your specific situation before handing you a pre-packaged answer. A personalized approach will yield the best mortgage conditions for your specific situation.
2- Is there any additional costs I have to be aware of?
Expected answer: your mortgage broker should be able to explain and hand you an estimate of the costs. You want to identify, upfront, if your mortgage broker is knowledgeable and also caring enough to go through all the details: because the details matter.